Out of our hands

People take care to shred their credit card bills and report their lost credit cards to prevent credit card fraud. When performing transactions online, it is imperative to ensure that the vendor site employs SSL and your PC secure to prevent hackers from capturing your credit card number.
However, fraud can still happen regardless of the myriad of cautionary actions that you take. The vendor may not have invested time, effort and $ into securing your credit card details resulting in data theft.